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	<description>For a Debt Free Future</description>
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		<title>Money Management</title>
		<description><![CDATA[Money ManagementManaging your finances efficiently is an essential part of everyday life, particularly for those on low income. Dealing with money issues can sometimes be off-putting, but if you simply don’t understand how things like credit cards or mortgages work, you could end up losing out financially or getting yourself deeper in debt. Clark Richards [...]]]></description>
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		<title>Credit Card Debt</title>
		<description><![CDATA[Credit Card DebtCredit Cards are one of the easiest forms of debt to acquire and are often the stimulus of debt problems, due to the unique way that funds are repaid and interest is charged.Credit card debt can be the most expensive forms of credit if managed incorrectly and can be very difficult to get [...]]]></description>
		<link>http://www.clarkrichards.co.uk/2011/debt-advice/credit-card-debt/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=credit-card-debt</link>
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		<title>Debt in the UK</title>
		<description><![CDATA[Debt in the UKDebt problems within UK households have become more and more prevalent over the past few years. Debt problems quite often occur when a household experiences a reduction in income. Loss of job, accident or sickness and a reduction in hours are by far the main culprits.The fall in house prices and mortgage [...]]]></description>
		<link>http://www.clarkrichards.co.uk/2011/debt-news/debt/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=debt</link>
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		<title>Broke Britain? Debt, Debt Management and Savings</title>
		<description><![CDATA[Little cash left over at the end of the month Debt for many low-to-middle level income earners is fast becoming a norm as &#8216;broke Britain&#8217; continues to feel the strain of rising livings costs and reductions in household incomes. A new survey conducted by Ipsos Mori on behalf of the Resolution Foundation has found that [...]]]></description>
		<link>http://www.clarkrichards.co.uk/2011/debt-management-news/broke-britain-debt-debt-management-and-savings/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=broke-britain-debt-debt-management-and-savings</link>
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		<title>In Profile with Nick Pearson of Paymex Group</title>
		<description><![CDATA[Wednesday 9th November 2011We sat down with Nick Pearson, Director of External Affairs at Paymex, to find out about policy formation, the damage done by &#8216;rogue&#8217; companies, and what it&#8217;s like working for both fee and free DMCs&#8230;read moreShare this article:]]></description>
		<link>http://www.clarkrichards.co.uk/2011/debt-management-news/in-profile-with-nick-pearson-of-paymex-group/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=in-profile-with-nick-pearson-of-paymex-group</link>
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		<title>Schofield Speaks: In need of advice?</title>
		<description><![CDATA[Wednesday 9th November 2011Why should I partner with a debt solutions provider?Struggling for inspiration for my latest blog I started to think from the perspective of other people in the financial services industry and what they would like read about. I then began to think why I would want to work with a debt solutions [...]]]></description>
		<link>http://www.clarkrichards.co.uk/2011/debt-management-news/schofield-speaks-in-need-of-advice/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=schofield-speaks-in-need-of-advice</link>
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		<title>Debt and depression &#8211; a holistic approach</title>
		<description><![CDATA[Wednesday 9th November 2011The link between debt and depression is widely acknowledged, both by those within the debt management sector and also by those looking at the sector from the periphery. Of course it’s no surprise that the stress of debt can often cause mental health issues to arise, but what measures are those within [...]]]></description>
		<link>http://www.clarkrichards.co.uk/2011/debt-management-news/debt-and-depression-a-holistic-approach/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=debt-and-depression-a-holistic-approach</link>
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		<title>Association says Y3S to membership</title>
		<description><![CDATA[Wednesday 9th November 2011The Association of Professional Debt Solutions Intermediaries (APDSI) has announced the appointment of new Affiliate Member Y3S Debt Rescue.Operating to service debt management and IVA referrals from IFAs and mortgage brokers, Y3S Debt Rescue was formed in 2007 by the Y3S Group. The company also operates a secured loan portal called MiLoans.Alasdair [...]]]></description>
		<link>http://www.clarkrichards.co.uk/2011/debt-management-news/association-says-y3s-to-membership/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=association-says-y3s-to-membership</link>
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		<title>Rock star son victim in bankrupt&#8217;s car con</title>
		<description><![CDATA[Wednesday 9th November 2011A second-hand car salesman has been jailed for two years after conning customers – including Otis Ferry, a pro-hunt campaigner who is the son of famous rock star Bryan Ferry – out of thousands of pounds.Charles White, 51, has been sentenced at Northampton Crown Court to two years in prison after an [...]]]></description>
		<link>http://www.clarkrichards.co.uk/2011/debt-management-news/rock-star-son-victim-in-bankrupts-car-con/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=rock-star-son-victim-in-bankrupts-car-con</link>
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		<title>Insulate your utility bills against another expensive winter</title>
		<description><![CDATA[Thursday 10th November 2011With another freezing winter fast approaching and energy prices soaring so high that the Government has been forced to intervene, MoneySave Solutions, the online portal to financial services specifically for those in financial difficulty or with a poor credit history, is urging families to start looking now for the best deals and [...]]]></description>
		<link>http://www.clarkrichards.co.uk/2011/debt-management-news/insulate-your-utility-bills-against-another-expensive-winter/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=insulate-your-utility-bills-against-another-expensive-winter</link>
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