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Reduce Your
Repayments & Regain Control of Your Debts.

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DEBT SOLUTIONS WE OFFER

Debt Management
Plans

IVAs
individual voluntary arrangements

Online
Debt Advice

Advice on
Bankruptcy

Over 47,000 people looking for debt advice have used this website in the last 12 months. We have the experience and expertise to help you with your problem debt!

Clark Richards offers a complete range of debt solutions to meet each of our client’s needs. We are able to arrange or administer Debt Management Plans, Individual Voluntary Arrangements (excluding Scottish residents), and Bankruptcy Processing. For Scottish clients we are also able to advise and process the initial setting up of Trust Deeds, Sequestration and Debt Arrangement Schemes. Please note only unsecured debts can be included within the debt solutions we offer.

Clark Richards is a commercial debt management company, which means that we are profit-seeking and that fees will be payable in relation to the services we provide. We can only act on your behalf when we are able to take fees from your disposable income. For more information of the exact fees we charge please click here to review our debt solution fees page.

To find out more about money matters and debt advice, visit the Money Advice Service, an independent service set up to help people manage their money.

Free debt counselling, debt adjusting and providing of credit information services is available. Find out more by contacting the Money Advice Service.

Click here for information about our Complaints Procedure and referring a complaint to the Financial Ombudsman Service.

Advantages and Disadvantages

WE CAN HELP REDUCE THE FOLLOWING BILLS

CREDITORS WE CAN HELP YOU WITH

MEET ONE OF OUR HAPPY CLIENTS, KATIE

- Katie Carter, Warwickshire, Client ID 14876



Case Study

Up to date as of 26th September 2014. This client approached us for debt advice on the 9th June 2014. Since making their initial payment on the 25th June 2014 we have had all our offers accepted and had further interest and charges frozen on all of their debts. Please see below for the key Benefits and Disadvantages please click here.

Before

Once on Debt Management Plan

Loans £3498.94
Credit Card £33,052.85
Overdrafts £1485.17
Catalogues £990.03
Total Debt £39,026.99

Total Repayments

£790.40

Interest frozen
Charges frozen
Listed as third party representatives
Offers accepted
Just one monthly repayment

Single Repayment

£251

Before

Loans £3498.94
Credit Card £33,052.85
Overdrafts £1485.17
Catalogues £990.03
Total Debt £39,026.99

Total Repayments

£790.40

Once on Debt Management Plan

Interest frozen
Charges frozen
Listed as third party representatives
Offers accepted
Just one monthly repayment

Single Repayment

£251

See Our Solutions Now »

LATEST DEBT NEWS

Debt solutions – Where to begin?

10 December 2014

Are debt solutions confusing to you? Do you struggle to understand your DMPs from IVAs? When you decide to take control of your finances by seeking debt advice, the range of solutions on offer to manage the debt can sometimes be overwhelming. Jargon like debt management plans, individual voluntary arrangement, debt relief order all become […]

Read more »

Benefits entitlement to reduce debt

09 December 2014

Are you claiming all of your benefits? Do you know you can reduce debt by increasing benefits? When you are unemployed or on low income, you are entitled to claim benefits from the government to assist with paying off bills and reducing debt. Increasing your income during times of financial distress becomes a priority, but […]

Read more »

Christmas budget – Better safe than sorry

03 December 2014

Have you planned the Christmas spree? Do you worry about overspending? Christmas is well and truly upon us as we enter the first week of December. As Christmas spending begins to eat up the already stretched income, households begin to panic and make the wrong decisions which leads to further stress. This is a guide […]

Read more »

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Reduce Your
Repayments &
Regain Control of
Your Debts.

Find A Debt Solution

the Money Advice Service

When people are struggling with debt it’s more important than ever that they have access to effective advice. We work with partners to make debt advice easier and quicker to access, and to improve standards and quality across the sector.

Visit the Money Advice Service website for further info »