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Reduce Your
Repayments & Regain Control of Your Debts.

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DEBT SOLUTIONS WE OFFER

Debt Management
Plans

IVAs
individual voluntary arrangements

Online
Debt Advice

Advice on
Bankruptcy

Over 47,000 people looking for debt advice have used this website in the last 12 months. We have the experience and expertise to help you with your problem debt!

Clark Richards offers a complete range of debt solutions to meet each of our client’s needs. We are able to arrange or administer Debt Management Plans, Individual Voluntary Arrangements (excluding Scottish residents), and Bankruptcy Processing. For Scottish clients we are also able to advise and process the initial setting up of Trust Deeds, Sequestration and Debt Arrangement Schemes. Please note only unsecured debts can be included within the debt solutions we offer.

Clark Richards is a commercial debt management company, which means that we are profit-seeking and that fees will be payable in relation to the services we provide. We can only act on your behalf when we are able to take fees from your disposable income. For more information of the exact fees we charge please click here to review our debt solution fees page.

To find out more about money matters and debt advice, visit the Money Advice Service, an independent service set up to help people manage their money.

Free debt counselling, debt adjusting and providing of credit information services is available. Find out more by contacting the Money Advice Service.

Click here for information about our Complaints Procedure and referring a complaint to the Financial Ombudsman Service.

Advantages and Disadvantages

WE CAN HELP REDUCE THE FOLLOWING BILLS

CREDITORS WE CAN HELP YOU WITH

MEET ONE OF OUR HAPPY CLIENTS, KATIE

- Katie Carter, Warwickshire, Client ID 14876



Case Study

Up to date as of 26th September 2014. This client approached us for debt advice on the 9th June 2014. Since making their initial payment on the 25th June 2014 we have had all our offers accepted and had further interest and charges frozen on all of their debts. Please see below for the key Benefits and Disadvantages please click here.

Before

Once on Debt Management Plan

Loans £3498.94
Credit Card £33,052.85
Overdrafts £1485.17
Catalogues £990.03
Total Debt £39,026.99

Total Repayments

£790.40

Interest frozen
Charges frozen
Listed as third party representatives
Offers accepted
Just one monthly repayment

Single Repayment

£251

Before

Loans £3498.94
Credit Card £33,052.85
Overdrafts £1485.17
Catalogues £990.03
Total Debt £39,026.99

Total Repayments

£790.40

Once on Debt Management Plan

Interest frozen
Charges frozen
Listed as third party representatives
Offers accepted
Just one monthly repayment

Single Repayment

£251

See Our Solutions Now »

LATEST DEBT NEWS

The importance of debt advice

27 January 2015

Asking for debt advice can sometime be the best decision anyone can take when facing financial uncertainty. Dealing with debt is often confusing and frustrating as creditors pile on the pressure for repayments. Here at Clark Richards we advocate seeking debt advice as soon as possible to counter your debt problems. Why seek debt advice? The […]

Read more »

Bankruptcy and how to deal with it

21 January 2015

Bankruptcy is a term with a definite stigma associated to it. We read of famous celebrities like Kerry Katona and Calum Best being declared bankrupt as a result of serious overspending and amassing huge amount of debt to fund their lifestyle.  The Consequences Essentially bankruptcy is a debt solution aimed at individuals with severe financial […]

Read more »

Debt Relief Order eligibility criteria increased

20 January 2015

Debt Relief Order limit for the level of debt has been increased to £20,000. A review by the insolvency service has been underway to analyse the practical impact of the solution and whether any amendments would be required. To remind you, a Debt Relief Order is a solution that offers individuals to write off all […]

Read more »

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Our friend Katie was struggling with debt as creditors demanded repayments. Thankfully she got in touch with us for debt help and alleviated her worries

If you think that you may qualify for an administration order and would like to speak to Clark Richards for an expert opinion then please call us today on Freephone 0800 988 3359

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Reduce Your
Repayments &
Regain Control of
Your Debts.

Find A Debt Solution

the Money Advice Service

When people are struggling with debt it’s more important than ever that they have access to effective advice. We work with partners to make debt advice easier and quicker to access, and to improve standards and quality across the sector.

Visit the Money Advice Service website for further info »